OnPoint Mobile 6.1.5904

OnPoint CU ❘ Freeware ❘
Android iOS
out of 15173 votes

Seamless Banking on the Go with OnPoint Mobile

Peter Salakani

03/05/2025

OnPoint Mobile by OnPoint CU offers a user-friendly experience for managing your finances easily and efficiently from anywhere, though it occasionally suffers from minor bugs.

OnPoint Mobile offers a comprehensive suite of features that cater to the needs of all members. With this app, you can securely and conveniently manage your finances anytime, anywhere.

Enjoy peace of mind with secure sign-in options such as Touch ID and Face ID (on supported devices).
Effortlessly handle your bills and payments, including scheduling recurring bill payments and receiving eBills.
Easily send money to anyone in the U.S. using just their phone number or email address.
Conveniently initiate domestic wire transfers.
Efficiently transfer funds between your OnPoint accounts and accounts at other financial institutions.
Stay in control by setting travel notifications for your OnPoint debit or credit cards.
Enjoy added security by freezing your OnPoint credit card if it's lost or misplaced.
Make check deposits without the need to visit a branch or ATM.
View cleared check images and mobile deposit check images.
Personalize your accounts with customized names, preferences, and alerts.
Quickly search for specific transactions without endless scrolling.
Access eStatements for easy document management.

In addition to these features, business members can take advantage of:

Add entitled users and manage their access rights and limits.
Easily generate ACH payments, including payroll (subject to ACH Agreement).

Overview

OnPoint Mobile is a Freeware software in the category Business developed by OnPoint CU.

The latest version of OnPoint Mobile is 6.1.5904, released on 07/04/2024. It was initially added to our database on 09/18/2023.

OnPoint Mobile runs on the following operating systems: Android/iOS.

Users of OnPoint Mobile gave it a rating of 5 out of 5 stars.

Pros

User-friendly interface facilitating easy navigation and accessibility.
Secure banking features with advanced encryption to protect user data.
Allows for quick checks of account balances and transaction history.
Support for mobile deposits, enabling users to deposit checks through their smartphone camera.
Integration with budgeting tools for better financial management.
Real-time notifications for transactions, enhancing security and awareness.
Ability to transfer funds between accounts or to other users seamlessly.

Cons

Limited to OnPoint Credit Union members only, which can restrict its user base.
Some users may experience occasional app glitches or crashes that affect usability.
Features may be limited compared to full desktop banking options.
Requires a reliable internet connection to function efficiently, which could be an issue in low coverage areas.
Not all banking features may be available within the mobile app; some functions may still require desktop access.

FAQ

What is OnPoint Mobile?

OnPoint Mobile is a mobile banking app provided by OnPoint Community Credit Union for its members.

What can I do with OnPoint Mobile?

With OnPoint Mobile, you can check account balances, transfer funds, pay bills, deposit checks, find ATMs, manage your cards, and more.

Is OnPoint Mobile secure?

Yes, OnPoint Mobile employs advanced security features to protect your account information and has encryption protocols in place.

How can I download OnPoint Mobile?

You can download OnPoint Mobile from the App Store or Google Play Store on your mobile device.

Is there a cost to use OnPoint Mobile?

No, OnPoint Mobile is free to download and use for OnPoint Community Credit Union members.

Can I set up alerts through OnPoint Mobile?

Yes, you can set up account alerts and notifications to stay informed about your account activity.

Can I apply for loans through OnPoint Mobile?

Yes, you can apply for certain types of loans through the OnPoint Mobile app.

Does OnPoint Mobile support mobile deposits?

Yes, OnPoint Mobile allows you to deposit checks remotely by taking photos of the front and back of the check.

Can I use fingerprint or face recognition to log in to OnPoint Mobile?

Yes, you can use biometric authentication methods like fingerprint or face recognition for secure and convenient login.

Peter Salakani

I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.

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